Coming up with our 2012 Goals were a bit different this year. Usually there are just some goals that I would like to achieve, but this year they are real goals with real potential to do great things. (sounds silly, but I had to take under consideration what is going to be happening with the transfer ~ which we still have no idea when this will take place - could be as early as summer of 2012 & late as summer of 2013. Hence getting really serious really quickly!)
1 ~ Pay off $18,000 in Debt ($10k is our comfort zone - we need to push it. This may be tough, but with blood sweat & tears, I think we need to give it a fair fight)
2 ~ Keep track of daily spending (every year I put this down & I am good until I get about 2 months in - I need to make this work for me, that is the only way that I am going to be able to get close to #1)
3 ~ Get back to Using Coupons (I need to get back on track with this - there is tons of money to be saved out there & I haven't been getting my chunk for the past 6 months! But I am also going to track it - I want to know how much I am saving each time that I go to the grocery)
4 ~ Monitor Monthly Progress (I think this is going to be huge - I MUST keep track of how I am coming with my goals monthly. I think this will have a HUGE impact on if I am able to get things done like I want...my little corner of the blogosphere is the perfect place to do this)
5 ~ CASH ONLY (we did pretty good for most of the year - just had an issue right at the very end... we will get back to the habit!)
6 ~ $1's & $5's back into a mini EF Fund (I loved when we had like $50 just in case - there were times that since we were using cash, we needed to get milk & had no $ - that was a great place to check!)
7 ~ Set up my Credit Union Account Correctly (we currently have $100 going into the account per week - this covers property taxes, homeowners insurance & also could cover Christmas & EF. I just have to get it into the right categories there - right now it just sits in a pile & sometimes we have been known to get into it & get $100 if we are traveling to family's house or something - we can't afford to do that anymore - time is no longer on our side with debt payoff! We must get to work NOW!)
8 ~ Dinner Menu based on what is on sale (Healthy foods & also want to try to make one new recipe per month - more is okay, but atleast 1 new per month)
9 ~ Gym twice per week (more then that would be great ~ but twice per week would work too!)
10 ~ Family Game Night one night per week (it seems that the older DD gets, the less time we make to do something fun as a family - so in our goals, we are going to set a family game night once per week - we have chatted about this & the family is all for it! now to enforce it!)
11 ~ Family Activity one night per week (again - as DD gets older, the less we do all together - I would like this activity to be something that gets us out of the house & moving ~ something FREE - hiking, biking, swimming, skiing...skiing & swimming are already paid for for the year, making them no cost to us at this point)
12 ~ Read 30 Books (this is basically just making sure I am also taking time for me)
There you have it - our 12 in 2012. Hope everyone is having fun getting their goals together! I can't wait to see them & to cheer you on!
Have a great day!
9 comments:
I like it! Especially the getting out family night/day. That's a great one.
Those are some very good goals! I should try #5 and #6 myself. I'd love the idea of just pocketing away $1's or even $5's as they come.
I love the mini EF. $18k paid off...you go girl!
Great goals! I should get back to using coupons.... but they tend to drive me crazy!
This is a good list, JP. $18,000 is a lot! Just remember to balance it out with living too! :)! I'll be routing for you all the way!!!
I love your goals! :) They're very achievable (well, #1 may be hard, but like you said, you can do it with hard work!) but the rest are all great! I have some of the same ones but didn't put them on my goal list... I should put them in writing though, as a "reminder"!
good goals! I need to keep closer track of our spending and eat whats on special too.
I have lost track of my expenses - it's time to get back to daily tracking. Good luck jp especially with the debt paydown - knowing you I think it's definitely doable!
I've added a link to your list on to mine. It's going to be awesome.
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